MooMoney
Free to use

Take Control of Your Money

AI-powered budget coaching, smart financial education, and a real path to financial health. Free to use.

Get Started FreeI Have an Invite Code

Everything you need to win with money

Built around your real financial life — not a one-size-fits-all spreadsheet.

  • Smart Budget Tool

    Track every dollar with 15 built-in categories. See where your money goes at a glance.

  • AI Budget Coach

    Get personalized advice based on YOUR actual spending. Not generic tips.

  • Financial Health Score

    One number that tells you exactly where you stand. Track your progress over time.

  • Debt Payoff Calculator

    See exactly when you'll be debt-free. Snowball or avalanche — your choice.

  • Smart Learning

    Lessons triggered by YOUR data. Learn what matters most to your situation right now.

  • Advisor Connection

    Connect with a financial advisor who sees your progress and can help you level up.

Simple as 1, 2, 3

You'll be up and running in under two minutes.

  1. 01

    Sign up free

    Create your account in 30 seconds. No credit card required.

  2. 02

    Build your budget

    Our AI coach helps you set realistic categories and spot problem areas.

  3. 03

    Watch your score climb

    Track your Financial Health Score and celebrate real progress.

Start for Free

Have an invite code from your advisor?

Enter it below to join your advisor's MooMoney workspace.

Don't have a code? No problem — sign up for free above.